Equipment Finance for Small & Mid-Sized Businesses

Empowering Business Owners.
Powering Growth.

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s the owner of an equipment intensive business you understand with each asset purchase you can increase efficiency, reduce cost and drive more revenue. Key Credit brings our 30 year history of empowering business owners with an unprecedented diversity of financing options to enable easier acquisition of equipment. Our offerings fit a wider range of credit circumstances and are delivered with unmatched service for all the equipment needs of your business.

The Key Credit Advantage

1.800.344.9922

Buy with Confidence

The unique and fast pre-qualification process at Key Credit empowers business owners with the confidence to act when an equipment need arises. All you have to do is call 1-800-344-9922 or APPLY NOW.

More Finance Options

From highly competitive rates for strong credits to turnaround programs for those that have had a few challenges, Key Credit has more finance programs to meet your needs. Learn more about our leading finance programs here.

Superior Service.

Everybody says they have great service, but they won’t tell you what it means. Key Credit always goes the extra mile and offers unmatched standard of service. Learn more about our commitment to superior service here.

Advantages of Commercial Equipment Finance

When you are ready to make a move on equipment, waiting on a bank’s credit committee for weeks doesn’t really help. Equipment finance specialists understand the importance of speed and have built a process to enable you to complete your purchase as quickly as possible.

Using your bank for too many equipment loans can actually interfere with your access to precious working capital to make payroll, manage inventories and receivables. Financing through Key Credit allows you to diversify your lending, freeing up more room for borrowing should you need it.

Most lenders represent a single credit policy and are motivated to fit you into a box. That inflexibility is challenging to business owners that may not always fit exactly what one lender is looking for. Key Credit leverages our own funds AND programs with multiple partners to provide a wider range of finance options to meet your needs with just one call.

Banks can require as much as 10-20% down just to get the deal done. That can be a real strain for many small business owners. Key Credit offers low-to-no down payment solutions that enable business owners to get the equipment in-service earning revenue without having to come up with big cash up front.

Match your equipment expenses to your revenues and reduce your monthly obligations through a well-structured equipment finance solution. The team at Key Credit brings 30 years of experience helping business owners find the best deal to fuel growth.

Most finance companies only know you by an application number. Key Credit delivers an unrivaled customer experience…second to none…and you will NEVER be treated like a number.

+ Speed

When you are ready to make a move on equipment, waiting on a bank’s credit committee for weeks doesn’t really help. Equipment finance specialists understand the importance of speed and have built a process to enable you to complete your purchase as quickly as possible.

+ Increased Access to Capital

Using your bank for too many equipment loans can actually interfere with your access to precious working capital to make payroll, manage inventories and receivables. Financing through Key Credit allows you to diversify your lending, freeing up more room for borrowing should you need it.

+ Fewer Restrictions

Most lenders represent a single credit policy and are motivated to fit you into a box. That inflexibility is challenging to business owners that may not always fit exactly what one lender is looking for. Key Credit leverages our own funds AND programs with multiple partners to provide a wider range of finance options to meet your needs with just one call.

+ Low-to-No Down Payment

Banks can require as much as 10-20% down just to get the deal done. That can be a real strain for many small business owners. Key Credit offers low-to-no down payment solutions that enable business owners to get the equipment in-service earning revenue without having to come up with big cash up front.

+ Improve Cash Flows

Match your equipment expenses to your revenues and reduce your monthly obligations through a well-structured equipment finance solution. The team at Key Credit brings 30 years of experience helping business owners find the best deal to fuel growth.

+ You are NOT a number

Most finance companies only know you by an application number. Key Credit delivers an unrivaled customer experience…second to none…and you will NEVER be treated like a number.